The topic of acknowledging privilege has been a big one in the personal finance community lately. FIRE bloggers are calling each other out for obfuscating their incomes, selling the idea of financial independence to the masses as a product en route to internet wealth and fame. Folks are also noticing, due to the lack of diversity in the community, a narrowness of content that feels tone deaf for those outside of the niche.
I’m sure my tiny readership knows this already, but if it wasn’t already clear: I work in tech and generate a high income for our household. We are affluent and, were I to continue with my job until the traditional retirement age instead of pursuing FI, fiancé and I would eventually be quite wealthy without much sacrifice at all.
My blog is not about me giving advice. I don’t write primers on how 401(k)’s work or three ways to lower your car payment. Heck, in spite of being “Yet Another PF Blog” I would say only a quarter of my posts really have anything to do with personal finance. There are some rare exceptions where I might get slightly more how-to-it about things than I would normally (see, e.g., my solar panel retrospective), but by and large my blog is about my life as I live it, day by day. The ups and downs, the things I’m thinking about that I want to write out and talk about with others. My blog is like a journal, one that I let be passed around to strangers on the internet in case they have some notes of their own they’d like to scribble in too.
As such, the likely audience for my blog is pretty small. I think this site is most likely to appeal with those at roughly the same level of background in personal finance matters who are making similarly comfortable professional incomes. Also probably petite women, what with fashion roundups and all. And that’s not because I’m trying to be exclusionary with what I write. It’s just because that’s my life.
So, my questions for y’all today are as follows:
Bloggers: Are you transparent about your economic class on your blog? Is your content geared toward readers in your same demographic / level of PF knowledge? How much do you work to make your content accessible?
Readers: What level of transparency do you want from your personal finance bloggers? What kind of content do you want to see? Do you feel like the community as it is now has sufficiently targeted your interests and questions?