The past few weeks have been kind of a whirlwind. Thing I’ve learned about startup life: it can be all-consuming very quickly if you let it. That’s a whole post in and of itself.
As the effects of work have spilled over, I have found that my personal time has gotten frayed and I’ve started dropping things. This would normally not be an issue– our bills are mostly on autopay, checklists help us keep track and make sure all the other household items get done on time– but various life changes are putting a wrench into my plans.
Opening new joint accounts. Changing up the money flow between those accounts and our personal ones. Churning here, there, everywhere. Name changes. Estate planning trust junk. Blah blah blah blah blah. I don’t know which one did it, but the camel’s back is definitely broken.
Because of the various account movings, I managed to accidentally overdraw my checking account not once but TWICE in the past two months. Well, actually the first time I overdrew a series of transactions out of a recently-emptied account so that was annoying. I’ve probably paid around $100 in bounced fees at this point? Arggggh.
I’ve made silly costly mistakes in the past that have cost even more money (e.g. booking airline tickets for the wrong week and paying change fees), but somehow this one stings the most. And it’s not like I can be mad at the bank or anything– this all has been entirely my fault. It’s just a feeling of vague frustration on top of all the other feelings of vague frustration that I haven’t the time to process right now so let’s just throw money at the problem and forget about it for the moment, mmkay?
Of course we have the money that these sorts of issues just wind up being a carelessness tax. And I know that in itself is a blessing. And since they happen so rarely (on the order of once or twice a year on average) it really isn’t that big of a deal. Still, it stings. I’ve always thought myself pretty responsible with money, and I mostly still am. But maybe, for a while, I have to give myself slack for letting my focus shift elsewhere and live with things not always being p-e-r-f-e-c-t.
Have you made any dumb money moves lately?