At the beginning of the year, my husband and I reached a big asset milestone and, by the end of this month, we’re on track to reach a nice round number in terms of our net worth as well (albeit, lower than our assets because of the mortgage).
We’re definitely in the phase of our financial journey where it feels like we’re sneaking onto the other side of the inflection point (which I peg as near our “financial freedom” number). Our money seems to be putting in a lot of hard work on its own so we don’t really have to. That’s kind of cool and, surprisingly, less nerve wracking than I thought it would be in times of high volatility in the stock market.
So, coming upon this number and the bonus I’ll be getting, we decided to treat ourselves a little bit to a fancy dinner date just the two of us. Not that I am a miser when it comes to food spending, but we usually don’t go the both of us to somewhere nice unless it’s a special occasion.
To a degree it seems a little perverse to celebrate saving money by spending it. Shouldn’t I want to fuel the fire even faster? And, yet, it’s nice to enjoy the fruits of our labor. Part of me wants to just live it up in the next year, before the reality of child-rearing sets in. But in the interest of prudence, letting off a little steam in the form of a memorable meal with my favorite person seems like a reasonable compromise too.
How do you celebrate financial milestones?