Background
Each month I will post an update on my finances to both give you, the reader, some insight into my situation and to give me markers of my progress on my financial journey. My updates include both spending and net worth.
- Spending is divided into joint and individual spending. My husband gets $600 a month and I get $450 a month for our own individual spending as an “allowance.”
- I don’t include charitable contributions in our numbers below, but we allocate 10% of our post-tax income to this each year.
- Our net worth goal tracked using undisclosed units of money. Our goal is to hit “Financial Equilibrium”, based on Thomas J. Anderson’s book The Value of Debt in Building Wealth. This is fairly close to our FIRE number.
Spending

Net Worth

Monthly Update
I’ve been deep into the nesting this month. Meanwhile, I’m so checked out at work. Thank goodness I’ll be done after December. I’m so excited for baby to be here!
How was your November?
Good luck with the new addition!
Glad to see that your net worth numbers are stable/getting better after falling so much earlier this year.
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