Financial Update – March 2024

Background

Each month I will post an update on my finances to both give you, the reader, some insight into my situation and to give me markers of my progress on my financial journey. My updates include both spending and net worth.

• Spending is divided into joint and individual spending. My husband gets $600 a month and I get $150 a month for our own individual spending as an “allowance” which go into our personal bank accounts. This is filed under “Lifestyle & Services” in our spending summary.
• I don’t include charitable contributions in our numbers below, but we allocate 10% of our post-tax income to this each year.
• Our net worth goal tracked using undisclosed units of money. Our goal is to hit “Financial Equilibrium”, based on Thomas J. Anderson’s book The Value of Debt in Building Wealth. This is fairly close to our FIRE number.

Net Worth

Spending

Monthly Update

Big news of the month is that toddler is officially walking, yay!

Sleep is still blech. Canines are all in, molars on one side have arrived. Now we’re just waiting for molars on the other side. Waiting with bated breath. Hoping once those are in we’ll be sleeping through the night again. One can dream

Financially things are progressing. Good chance we hit our kinda sorta lean-for-us FIRE by end of month. Then we’ll move onto other saving goals. And then, who knows? Retirement maybe? Start my own business? We’ll see how much energy I have in a year or whenever we get all our ducks in a row.

How was your March?

Financial Update – February 2024

Background

Each month I will post an update on my finances to both give you, the reader, some insight into my situation and to give me markers of my progress on my financial journey. My updates include both spending and net worth.

• Spending is divided into joint and individual spending. My husband gets $600 a month and I get $150 a month for our own individual spending as an “allowance” which go into our personal bank accounts. This is filed under “Lifestyle & Services” in our spending summary.
• I don’t include charitable contributions in our numbers below, but we allocate 10% of our post-tax income to this each year.
• Our net worth goal tracked using undisclosed units of money. Our goal is to hit “Financial Equilibrium”, based on Thomas J. Anderson’s book The Value of Debt in Building Wealth. This is fairly close to our FIRE number.

Net Worth

Spending

Monthly Update

Spent a lot on some plumbing work this month, around $3650. Honestly, I need to find a new plumber. Ours is super expensive and I don’t think the work is very good. Meanwhile, somehow we ended up spending a lot less on Food and Dining compared to normal? I have no idea how, honestly! Felt like we were doing the usual. We also spent like $400 on various memberships to museums and other indoor play spaces this month. Gotta get that toddler out of the house even when the weather is dreary.

Obviously crypto is going bananas right now. Another month like this one and we’ll have hit our “just barely leanFIRE for us” number. So that’s cool.

In work news, things aren’t going great at my job, but I’m still having a rough time finding a new position. The tech market right now is d-e-a-d. I mean, at least at this rate, I won’t have to be dealing with that for long, so yay?

On the family side of things, all is well. Well, most is well. Toddler is getting their canines in so biting on everything and sleep is still a struggle. But it’s still fun. They have a lot of words now so we have little conversations, it’s very sweet. Still not walking yet but we’re not worried, it’ll happen soon enough.

How was your February?

Financial Update – January 2024

Background

Each month I will post an update on my finances to both give you, the reader, some insight into my situation and to give me markers of my progress on my financial journey. My updates include both spending and net worth.

• Spending is divided into joint and individual spending. My husband gets $600 a month and I get $150 a month for our own individual spending as an “allowance” which go into our personal bank accounts. This is filed under “Lifestyle & Services” in our spending summary.
• I don’t include charitable contributions in our numbers below, but we allocate 10% of our post-tax income to this each year.
• Our net worth goal tracked using undisclosed units of money. Our goal is to hit “Financial Equilibrium”, based on Thomas J. Anderson’s book The Value of Debt in Building Wealth. This is fairly close to our FIRE number.

Net Worth

Spending

Monthly Update

Nothing interesting to report in January. Baby and I got sick with a head cold and I’m pretty sure I have a sinus infection now. In general just taking it day by day.

How was your January?