Financial Update – September 2022

Background

Each month I will post an update on my finances to both give you, the reader, some insight into my situation and to give me markers of my progress on my financial journey. My updates include both spending and net worth.

  • Spending is divided into joint and individual spending. My husband gets $600 a month and I get $450 a month for our own individual spending as an “allowance.”
  • I don’t include charitable contributions in our numbers below, but we allocate 10% of our post-tax income to this each year.
  • Our net worth goal tracked using undisclosed units of money. Our goal is to hit “Financial Equilibrium”, based on Thomas J. Anderson’s book The Value of Debt in Building Wealth. This is fairly close to our FIRE number.

Spending

Net Worth

Monthly Update

WordPress ate my original post, but suffice it to say: everything’s going well except for the stock market and work. We’re very excited for baby and have started accumulating gifts and hand-me-downs from our families and friends. Physically, I’m pretty achy and a little scared how bad things are going to get in third trimester, but doing my best to stay active for as long as I can. I’m just very excited for this new phase of life and the nesting instinct is kicking in hard.

How was your September?

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4 thoughts on “Financial Update – September 2022

  1. Everyone’s experience is different, I never got the second trimester boost of energy, so I hope you have the third trimester that’s mostly feeling good and staying as active as you feel comfortable being. Sending you all the best expecting-soon vibes.

    Liked by 1 person

  2. I’m right there with you when it comes to the aches and pains starting in late second trimester, and feeling a lot of trepidation about the rest of third trimester. We’ve been really slow to start accumulating baby things because we have so little space in our one-bedroom apartment!

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    1. Collecting stuff slowly is definitely the smart way to go! We’ve blindly accepted pretty much everything from our friends and are already at a point of trying to figure out what stuff we can get rid of because there’s just so much clutter.

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